Are you currently uninsured? You can still get medical care. Learn how to get medicine and healthcare without insurance with this step-by-step guide.
About 27 million people in the United States don’t have any form of health insurance.
Are you one of these people? If yes, you probably aren’t in a financial position to afford a health policy. Or you just lost your job, losing your employer-sponsored health insurance in the process.
Regardless of your specific circumstances, going without health insurance is not an ideal situation to be in. A single visit to the doctor can set you back thousands of dollars or leave you unable to get help.
So, how can you get healthcare without insurance? Is it even possible?
Continue reading for more insight.
Pay Out of Pocket
Of course, the most straightforward way to get healthcare without insurance is to pay out of your own pockets. You go to a healthcare facility, get medical services, and settle the bill in cash.
This is an expensive way to do things, but there are people who’re rich enough to not bother getting health insurance.
Let’s be real, though. You probably aren’t one of those people. You want to know how to get healthcare without insurance because you are unable to afford insurance. In this case, the next tips will come in handy.
Visit Low-Cost Health Facilities
When you go to a high-end healthcare facility, you’ll pay top dollar for the services you receive. Even if you don’t pay in cash, a hefty bill will be sent to your health insurance provider.
When you have no health insurance and you need to get medical attention, don’t even think of going to a high or even mid-range health facility. What you need to do is visit a low-cost health facility, such as a public community hospital. Services in these facilities are fairly affordable.
That being said, community facilities aren’t the same. Those located in middle-class communities, for example, cost more than those located in low-income communities. So, choose a community hospital with this in mind.
Get Emergency Care in a Public Hospital
If you need emergency care, go to the emergency room in the nearest public hospital. Public facilities are legally obliged to treat you, even when you have no money or health insurance.
Yes, you will still receive a medical bill for services rendered, but public facilities are typically more flexible. They can forgive some of your debt and you can work out a payment agreement that suits your financial situation.
On the other hand, a private hospital can refuse to offer you emergency treatment services, and if they do, they can sue you if you fail to settle your bill.
Part of receiving healthcare involves purchasing prescription medication. Without adequate insurance, these can also cost a pretty penny.
This is why you need to keep an eye on coupons. These enable you to buy medication at great financial discounts. Sounds interesting? Find coupons here!
You Can Get Healthcare Without Insurance
Getting healthcare without insurance might sound impossible, but it’s possible. As long as you’re equipped with the right information and tips, you can always get treatment whenever you need it.
Good luck and keep reading our blog for more health tips and insights.